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Loan Programs


We offer you a wealth of loan programs tailored to your individual needs. To find out more, you can apply now or request a consultation.

Conventional Fixed-Rate

  • Interest rate stays the same over the life of the mortgage

  • Makes budgeting easier and more predictable

  • Terms are available from 10 to 30 years

Conventional Adjustable Rate

  • Initial rate often lower than for fixed-rate mortgages

  • After initial period, the interest rate fluctuates over the life of the mortgage, depending on prevailing rates

FHA

  • For borrowers who may not qualify for a conventional mortgage

  • Down payments as low as 3.5% of purchase price

  • One- to four- unit homes eligible

  • Excellent option for First Time Homebuyers

VA

  • For eligible veterans, service members, and surviving spouses

  • No down payment (under certain conditions)

  • Private mortgage insurance not required

  • Ceiling on closing costs

USDA